Top 5 Best Robo Advisor in Singapore 2024

Top 5 Best Robo Advisor in Singapore 2024

Embarking on a journey into the domain of financial planning in Singapore? In search of a trustworthy and effective solution to oversee your investments? Your search ends here! This blog will explore the realm of robo-advisors, shedding light on the finest options in Singapore. Uncover how these automated investment platforms can simplify your investment path, offering a seamless and sophisticated approach to wealth management. Whether you're an experienced investor or a beginner, selecting the right robo advisor in Singapore can significantly influence your financial strategy. Join us as we navigate through the leading contenders in the Singaporean market, assisting you in making well-informed decisions for your financial future.

Key Consideration Factors

At Steriluxe, we understand the importance of providing our readers with accurate and reliable information. That’s why we take our selection process seriously when it comes to identifying the best companies in a particular field. One of the key considerations we take into account when creating our list is Google and Facebook ratings. By evaluating the feedback from real customers, we can ensure that our readers have access to trustworthy and unbiased reviews. These ratings give us insight into the overall satisfaction of a company’s customers, as well as the quality of their services.


Best Robo Advisor in Singapore


robo advisor singapore

Let’s unravel the unique attributes of StashAway, a go-to robo advisor in Singapore for newcomers eager to grasp the fundamentals of investing in the dynamic stock market. Recognized as one of the most user-friendly platforms, StashAway caters to those looking for a seamless introduction to the world of investments. However, what truly distinguishes StashAway is its commitment to transparency, making it an ideal choice for those prioritizing clear and upfront information.

StashAway takes the lead by disclosing all costs upfront, covering everything from ETF fees to conversion rates. While it’s true that their fees may be slightly higher compared to other robo advisors, StashAway has cultivated a large following by prioritizing openness and simplicity. In the world of investments, where clarity is key, StashAway’s transparent approach has resonated with many investors.

Even though you might pay a little extra in fees, the value proposition from StashAway is substantial. The transparency and simplicity they offer can be considered an investment in your understanding and peace of mind, making the slightly higher fees worthwhile for the wealth of benefits you receive in return.

>>Company details

Address 105 Cecil St, #14-01 The Octagon, Singapore 069534
Contact 65 6958 1052
Operating hours Monday to Friday 9:00am – 6:00pm (excluding public holidays)

>>What we like about it

  • Offers educational resources.
  • Focuses on the fundamentals of investing.
  • Value for the extra expenditure.


I’m enjoying stash away, a great way to save for a rainy day in a quiet account that I can slowly build with a range of investable risk profiles to choose from that allows my investment to accumulate over time, with clear and transparent performance information. -Tob (Google review)



Let’s delve into the distinctive features of Kristal.AI, positioning itself as a versatile wealth management platform suitable for both first-time investors and high-net-worth individuals. What sets Kristal.AI apart is its inclusive approach – there’s no minimum investment requirement, making it accessible to a broad spectrum of investors.

One noteworthy aspect of Kristal.AI is its fee structure. For standard investment accounts, they charge a fee of 0.3 percent. However, here’s the enticing catch – there are no management fees for accounts with balances under $50,000. This flexibility in fee arrangement makes Kristal.AI an attractive choice, particularly for investors who are just starting or maintaining a portfolio below the specified threshold.

Whether you’re taking your initial steps into the investment landscape or managing a substantial portfolio, Kristal.AI’s user-friendly platform and fee flexibility cater to a diverse range of investors.

>>Company details

Address Kristal Advisors (SG) Pte. Ltd. 6 Raffles Quay #16-01 Singapore (048580)
Contact 65 92391022
Operating hours Monday to Friday 9:30am – 6:00pm

>>What we like about it

  • Provides flexibility in investment choices.
  • Diverse portfolio options.
  • Efficient wealth management solutions.


After having tried many platforms out there, I can safely say this is the best platform/app for investments. Easy to use. App and website rocks! Love it! -John (Google review)


DBS DigiPortfolio

Let’s explore the features of DBS DigiPortfolio, an appealing choice for those inclined towards a bank-managed robo advisor in Singapore. If the convenience of having a bank oversee your investments aligns with your preferences, DBS DigiPortfolio should definitely be on your radar.

To initiate your portfolio with DBS DigiPortfolio, a minimum investment of $1,000 is required. However, what sets this platform apart is the flexibility it affords – there’s no pressure to withdraw your funds hastily. Additionally, DBS DigiPortfolio offers the option of entrusting the bank to manage your portfolio and execute necessary rebalancing as needed.

DBS DigiPortfolio provides investors with a choice between Asia and Global portfolios. Notably, the Global portfolio operates in USD rather than SGD, offering diversity in currency exposure. This diversity caters to investors seeking a range of options aligned with their specific investment preferences.

>>Company details

Address Multiple locations (Check the website)
Contact Multiple locations (Check the website)
Operating hours Multiple locations (Check the website)

>>What we like about it

  • No time limit on withdrawals.
  • Bank-performed portfolio rebalancing.
  • Convenience of a bank-backed platform.
  • Syfe

    robo advisor in singapore

    Let’s delve into the world of Syfe, an indisputable leader in the realm of robo advisor in Singapore. Syfe has rapidly ascended the ranks, earning widespread acclaim for its exceptional features and services. What sets Syfe apart is its commitment to providing fully managed investment portfolios, catering to individuals at every stage of their investment journey – from novices to seasoned experts.

    Syfe’s approach empowers you to take charge of your financial future effortlessly, alleviating the constant worry about the trajectory of your investments. More than just a robo advisor, Syfe offers an invaluable resource – access to some of the top financial experts in Singapore. Opting for Syfe means you’re not merely entrusting your funds to automation; you’re gaining the support of a dedicated team of professionals committed to optimizing your wealth in the dynamic stock market.

    >>Company details

    Address #11-01 11th Floor, The House Of Eden, 4 Robinson Road, Singapore 048543
    Contact 65 3138 1215
    Operating hours Open 24 Hour

    >>What we like about it

    • Takes the worry out of wealth-building.
    • Transparent and straightforward investment approach.
    • Offers personalized financial guidance.


    It is very easy to engage and get things done – nice work, syfe team -Dhanasekhar (Google review)


    robo advisor singapore

    Let’s explore the distinctive offerings of Endowus, a stellar choice among robo advisor in Singapore, particularly for those who prioritize transparency and low rates. Endowus stands out as a fantastic option because when you invest with them, you’re not just paying for their services – you’re covering all the essential costs associated with nurturing your wealth. This encompasses everything from investment expenses to transfer fees, ensuring a clear and comprehensive approach to managing your financial assets.

    What truly distinguishes Endowus is their unwavering commitment to tailoring investment programs to meet your specific goals and financial capabilities. Unlike a one-size-fits-all approach, Endowus understands that each client has unique aspirations and constraints. They go above and beyond to craft personalized strategies that not only meet but exceed your long-term financial objectives.

    >>Company details

    Address 158 Cecil St, #08-01, Singapore 069545
    Contact 65 3138 9167
    Operating hours Monday to Friday 9:00am – 6:00pm

    >>What we like about it

    • Focuses on optimizing client’s investments.
    • Accessible to a wide range of investors.
    • Eliminates hidden fees.


    Investing made easy and transparent 🙂 I’m really very pleased with Endowus. Its desktop and mobile apps are user-friendly and intuitive. Its cashback scheme is fair and makes it a much more attractive platform to invest with, compared to eg. dino-banks with high fees and slow processing time. -Emma (Google review)


In summary, the robo advisor landscape in Singapore provides a wide range of choices to suit investors at various levels. Whether you value transparency, low fees, user-friendliness, or the convenience of being bank-backed, there is a robo advisor designed to align with your specific financial objectives. As you commence your investment journey, carefully assess the distinctive features and advantages offered by each platform to make well-informed decisions that resonate with your preferences and aspirations. The realm of robo advisors in Singapore is poised to streamline and elevate your wealth-building journey.

Frequently Asked Questions

What is a robo advisor?

A robo advisor is a digital platform that uses algorithms to automate investment strategies, providing users with automated, low-cost, and diversified portfolio management.

Are robo advisors suitable for beginners?

Yes, many robo advisors in Singapore are designed with user-friendly interfaces, making them suitable for beginners who are just starting their investment journey.

Do robo advisors in Singapore have a minimum investment requirement?

Minimum investment requirements vary among platforms. Some, like Kristal.AI, have no minimum, while others, like DBS DigiPortfolio, may require a minimum investment.

How do robo advisors in Singapore charge fees?

Fees vary, but common structures include a percentage of assets under management (AUM) or fixed fees. Some robo advisors may have tiered fee structures based on the investment amount.

Can I withdraw my funds easily from robo advisors?

Withdrawal processes vary among platforms, but generally, robo advisors offer easy and accessible fund withdrawal options for investors.

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