Securing a home loan marks a significant financial milestone, demanding thoughtful deliberation and expert counsel. In Singapore's ever-evolving real estate realm, identifying the ideal mortgage can prove both daunting and pivotal to your financial stability. This is where mortgage brokers play a pivotal role, serving as steadfast allies in navigating the intricate landscape of home loans. In this piece, we spotlight Singapore's premier mortgage brokers, renowned for their expertise, dedication, and track record of guiding individuals and families toward the most fitting mortgage solutions.
Whether you're embarking on your inaugural home purchase or a seasoned property investor, these Singapore mortgage brokers stand ready to streamline the process, furnish tailored advice, and guide you confidently to the threshold of your dream residence.
Key Consideration Factors
At Steriluxe, we understand the importance of providing our readers with accurate and reliable information. That’s why we take our selection process seriously when it comes to identifying the best companies in a particular field. One of the key considerations we take into account when creating our list is Google and Facebook ratings. By evaluating the feedback from real customers, we can ensure that our readers have access to trustworthy and unbiased reviews. These ratings give us insight into the overall satisfaction of a company’s customers, as well as the quality of their services.
Best Mortgage Broker Singapore
Mortgage Consultancy
Seeking a comprehensive resource for all your mortgage needs? Look no further than Mortgage Consultancy. They epitomize your mortgage dream team, boasting specialists in banking, investments, and real estate, all housed under one roof. With a sterling track record, they take pride in assisting individuals from everyday homeowners to large corporations in securing low-rate loans. Essentially, they serve as your ultimate destination for anything and everything related to mortgages.
>>Company details
| Address | 47 Kallang Pudding Road #09-08 The Crescent@Kallang Singapore 349318 |
| Contact | 65 8556 5271 |
| Operating hours | Always open |
>>What we like about it
- Bridging private and corporate sectors.
- Low-rate loan facilitation.
- One-stop-shop convenience.
>>Testimonial
Definitely the BEST and a cut above the REST in terms of professionalism and pricing! Patient and answer all my doubts, thanks for all the help! -Jun (Google review)
ROSHI
Bid farewell to the tiresome process of hopping from one bank to another in search of loans. ROSHI is here to simplify your life with a seamless digital solution. Their focus is on personalization, ensuring that the loan options presented align perfectly with your financial preferences. Plus, they incorporate cutting-edge AI technology, automating application approvals and expediting support via messaging. It's akin to having a lending companion right in your pocket.
>>Company details
| Address | 7 TEMASEK BOULEVARD #12-07 SUNTEC TOWER ONE Singapore, Singapore 038987 |
| Contact | 65 9127 2593 |
| Operating hours | Monday to Saturday 10:00am – 8:00pm |
>>What we like about it
- Efficient customer support.
- Financial inclusivity.
- Hassle-free loan journey.
>>Testimonial
Roshi has been really good. I have gone for a refinancing with another bank. Although the bank has taken its time my loan specialist kept me up to date regularly along the way. I was also warned about the delay with the bank I chose to go with. 5 stars for sure -Lisa (Google review)
MortgageWise
Ever wished for a mortgage genie to find you the best rates? Well, MortgageWise is kind of like that. They’ve helped thousands of folks find killer mortgage rates. Their team knows the mortgage game inside out, whether you’re looking in Singapore or beyond. And they’re not biased – they’re all about giving you the real deal advice. They’ve got a team of pros and partners to make your mortgage journey smooth sailing.
>>Company details
| Address | 10 Anson Road 29-02 International Plaza Singapore 079903 |
| Contact | 65 6592 0866 |
| Operating hours | Monday to Sunday 8:00 AM – 10:00 PM |
>>What we like about it
- Unbiased and honest advice.
- Collaboration with legal firms and bankers.
- Diverse partner network.
>>Testimonial
Used MortgageWise twice and both times I was served by Darren the executive director. These guys have demonstrated that they not out to close a transaction but to build a long-term relationship with you for your home ownership journey – something you will never receive from a banker otherwise. I received sage advice from someone who knows the industry inside-out and can provide recommendations in a non-partisan manner which helped me make the most informed decision for the biggest loan many of us need to borrow in our lifetimes. Happy camper here. -Michael (Google review)
KeyQuest Mortgage
Got mortgage questions? KeyQuest Mortgage has answers. They’re like your mortgage encyclopedia with a decade of experience. They’ve got connections with a bunch of banks, so they can show you a range of home loan options. Whether you need a home loan, bridging loan, or just a quick loan check, they’ve got your back.
>>Company details
| Address | 114 Lavender St, #09-83 Lift Lobby 2, Singapore 338729 |
| Contact | 65 9863 8455 |
| Operating hours | Monday to Friday 9:30 AM – 6:30 PM |
>>What we like about it
- In-depth banking collaborations.
- Reliable mortgage consultancy.
- Personalized mortgage solutions.
>>Testimonial
Mr Kenneth Toh was very prompt and helpful. His instructions on documentation submission are very clear and easy to follow. He responded to all my questions very quickly and kept me in the loop on the constant updates of the status of application. Thank you -Yong Shiong Foo (Google review)
Home Loan Whiz
Looking for a wizard to sort your home loan? Home Loan Whiz is your wizard squad. With over 20 banks on their team, they’re like the ultimate loan detectives, tracking down the lowest rates for you. And they’re not just about loans – they’re all about helping you make the smartest decisions. Plus, they’ve got a warranty on their low prices.
>>Company details
| Address | #22-01, Golden Mile Tower, 6001 Beach Road Singapore 199589 |
| Contact | 65 6715 1559 |
| Operating hours | Monday to Sunday 9:00 AM – 8:00 PM |
>>What we like about it
- Customer-focused services.
- Loan variety for different circumstances.
- Value-added financial guidance.
>>Testimonial
Jeremy from Home Loan Whiz has been very helpful in sourcing out for competitively priced home loan packages across the different FIs and recommending one that best suits my needs. He has been prompt and efficient in following through with the arrangement to make the process of refinancing home loan a much more fuss-free experience. -Auggy (Google review)
Mortgage Master
Hey there, ever felt lost in the mortgage maze? That’s where Mortgage Master steps in. They’re all about making mortgage stuff clear and simple. They really want to help folks, especially those buying their first home or looking to refinance, find the best rates. And guess what? They’ve got discounts and subsidies to help you tackle that mortgage head-on. What’s cool is they’ve got the inside scoop on secret loan rates from banks, so they can get you sorted fast and without breaking the bank.
>>Company details
| Address | 39A Jln Pemimpin, #02-00C, Singapore 577183 |
| Contact | 65 6974 7673 |
| Operating hours | Monday to Friday 10:00 AM – 7:00 PM |
>>What we like about it
- Simplified mortgage sector.
- Expertise in refinancing options.
- Cost-effective home loans.
>>Testimonial
I was referred to Chia Yi Qian, mortgage consultant. I was very happy that I have engaged her services as she is not only knowledgeable, she is also efficient in her response and helping to solve some of the questions I have raised in terms of comparison of rates from different banks. Her advice and help has helped me to secure my loan with a financial instituition that offers better rates and perks. I will definitely refer Mortgage Master and Consultant Yi Qian to my friends and family members. -Nelson (Google review)
Dollar Back Mortgage
Okay, check this out – Dollar Back Mortgage isn’t just about getting a mortgage; they’re about getting the right mortgage. They’re like your mortgage BFF, making sure you’re in the know about the best rates. They’ve got a whole range of loan options and even help with the legal stuff when it comes to buying property. They’re all about having a top-notch team too, so you’re in safe hands and end up with the best loan deal for your dream property.
>>Company details
| Address | Check the website |
| Contact | 65 9298 6367 |
| Operating hours | Monday to Friday 10:00am – 8:00pm Saturday 10:00am – 5:00pm |
>>What we like about it
- Extensive loan variety.
- Dedicated property conveyancing services.
- Expert and informed supervisors.
>>Testimonial
I worked with Jovin from Dollarback and it was a wonderful experience! This is my first property purchase and hence I had many questions. He helped me very much with my decision making as he was able to answer all my queries patiently and professionally so I can understand better. I had contacted other bankers / brokers before him but none was willing to be so patient like him, even going the extra mile to rush the application out for me because of the tight timeline. His passion shows in the way he works, making it a delight to work with him. Thank you so much Jovin! -Eileen (Google review)
FinanceGuru
Ever wished you had a financial guru on speed dial? Well, that’s FinanceGuru. These folks are like your financial sidekick, helping you make smart money moves. They’re not just about mortgages – they’re like a financial supermarket, comparing rates for mortgages, personal loans, renovations, and even business loans. They’re like your financial matchmakers, hooking you up with the right bank or institution for your needs.
>>Company details
| Address | 111 North Bridge Road, #13-02 Peninsula Plaza, Singapore 179098 |
| Contact | 65 9890 9090 |
| Operating hours | Monday to Friday 9:00 AM – 6:00 PM |
>>What we like about it
- All-encompassing financial services.
- Expertise in mortgage, personal, and business loans.
- Goal-oriented financial advice.
>>Testimonial
Fabian and the partner bank was superb in helping me to secure my low refinance rate. Very appreciative of his timely response and great insight in the property market. I have since recommended his service to my friends! Thanks Fabian and Financeguru team. -Danielle (Google review)
What is the Role of a Mortgage Broker?
A mortgage broker plays a crucial role as an intermediary between individuals seeking to secure a home loan or mortgage and potential lenders such as banks, credit unions, or mortgage companies. Their primary function is to assist borrowers in finding the most suitable mortgage options that align with their financial circumstances and homeownership goals. Mortgage brokers utilize their extensive knowledge of the mortgage market and lending landscape to match borrowers with lenders offering competitive interest rates, terms, and conditions.
One of the key advantages of working with a mortgage broker is that they can provide borrowers with a diverse range of mortgage choices from various lenders, which might not be readily accessible to individuals on their own. Mortgage brokers collaborate closely with borrowers to assess their financial situation, credit history, and long-term financial objectives. By gathering this information, brokers can effectively tailor their recommendations, helping borrowers select a mortgage that aligns with their budget and future plans.
Mortgage brokers also facilitate the application process, guiding borrowers through the necessary paperwork and documentation required by lenders. This can significantly streamline the application process and reduce the stress associated with obtaining a mortgage. Additionally, brokers can negotiate with lenders on behalf of the borrowers to secure favorable terms and conditions, potentially leading to cost savings over the life of the loan.
In essence, a mortgage broker acts as a bridge, connecting borrowers with lenders and simplifying the intricate process of obtaining a mortgage. Their expertise, access to a wide array of mortgage products, and ability to navigate the intricacies of the mortgage industry make them valuable partners for individuals seeking to purchase or refinance a home.
Frequently Asked Questions
Can a mortgage broker help me refinance my existing mortgage in Singapore?
Yes, mortgage brokers can assist you in refinancing your current mortgage to secure better terms or lower interest rates potentially.
Will using a mortgage broker increase my chances of loan approval?
Mortgage brokers can help identify lenders that are more likely to approve your loan based on your financial profile, potentially increasing your approval chances.
Is there a minimum credit score required to work with a mortgage broker in Singapore?
There isn’t a fixed minimum credit score, but a higher credit score can potentially open doors to more favorable loan options.
Can a mortgage broker help me negotiate better terms with the lender?
Yes, mortgage brokers can negotiate with lenders on your behalf to secure competitive terms, potentially saving you money over time.
How do I choose the right mortgage broker in Singapore?
Research and read reviews to find a reputable broker with experience, a good track record, and a clear understanding of your financial goals.
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